Profile

Jaap Ringnalda is a specialist in the field of payment systems and services. He advises, realizes and optimizes, working for banks, financial institutions, online startups and fintech. Thirty years of experience on all sides of the table. Energetic, sportsman (skating, obviously). Driven by commercial insight, inspired by technology, led by a feeling for both people and society. A straight talker with humour and vision.

Background
Trained as a food technologist (1981) at the College for Food Technology (Rijkszuivelschool) in Bolsward, Friesland, Jaap began his career in 1981 with the Dutch dairy producer FrieslandCampina and at Lankhorst Ropes. Throughout the 1980s he was able to hone his skills in various sales and marketing functions. In 1990 he made a crucial switch to the world of banking. Working for BankGiroCentrale in Amsterdam, he evolved to become a competent all-rounder in payment systems, a role which he was subsequently to extend to the level of director and boardroom advisor. Since 1998 Jaap has been the founder/owner of Ringnalda Consultancy.

Functions

1981 - 1990
Several Sales and Marketing functions

1990 - 1998
BankGiroCentrale (daarna Interpay and equensWorldline), Productmanager

1998 - heden
Ringnalda Consultancy, Founder/Owner, Senior Consultant

1998 - 2000
Van den Boom Groep, Associate Consultant

1999 - 2011
NIBE-SVV, Associate educational developer and trainer Payment Systems and Services

2000 - 2002
NIBC, Associate Consultant

2003 - 2012
Orchard Finance, Associate Consultant

2005 - 2006
Inclusion / GiroNil (Egypt), Productmanager and Trainer

2012 - 2019
Orchard Finance, Partner Treasury

2020 - heden
Orchard Finance, Senior Associate

Ancillary activities

2015 - 2016
IT Local, Member Advisory Committee

2014 - 2019
Bank Brokers Nederland, Board member

2018 - 2019
The Treasury Engineers, Director

Advisory projects (selection)

Cards payments
Advising on and selection of acquirer, payment service provider (PSP) and gateway for retailers
Advising on and development of omnichannel strategy for retailers
Advising on the development of co-branded credit cards and pre-paid cards for retailers and government institutions

Giro-based payments
Advising on and conducting feasibility study for Cashferium, a local cash recycling initiative
Product manager for diverse payment products
Advising on and selection of payment banks for governments, lotteries and national and international companies
Advising on and implementation of migration of payment system for banks
Advising on and development of universal securities settlement systems

Account structures
Advising on and implementation of in-house bank solutions for national and international companies
Advising on and conducting impact analysis for the national government of introducing Treasury banking in decentral authorities
Advising and mentoring the development of account structures in banks
Advising and implementing cash-pool solutions for international companies

Functions

1998 - now
Ringnalda Consultancy | Founder/Owner, Senior Consultant

− Inclusion / GiroNil (Egypt) | Productmanager and Trainer | 2005 - 2006

− Orchard Finance | Partner, Senior Associate | 2003 - now

− NIBC | Associate Consultant | 2000 - 2002

− NIBE-SVV | Associate developer/trainer payments | 1999 - 2011

− Van den Boom Groep | Associate Consultant | 1998 - 2000

1990 - 1998
BankGiroCentrale/Interpay (now equensWorldline) | Productmanager

1981 - 1990
Several employers | Functions in standardisation, marketing en sales

Ancillary activities

2018 - 2019
The Treasury Engineers | Director

2015 - 2016
IT Local | Member Advisory Committee

2014 - 2019
Bank Brokers Nederland | Board member

Advisory projects (selection)

Cards payments
Advising on and selection of acquirer, payment service provider (PSP) and gateway for retailers
Advising on and development of omnichannel strategy for retailers
Advising on the development of co-branded credit cards and pre-paid cards for retailers and government institutions

(Interbank) Giro-based payments
Advising on and conducting feasibility study for Cashferium, a local cash recycling initiative
Product manager for diverse payment products
Advising on and selection of payment banks for governments, lotteries and national and international companies
Advising on and implementation of migration of payment system for banks

Account structures
Advising on and implementation of in-house bank solutions for national and international companies
Advising on and conducting impact analysis for the national government of introducing Treasury banking in decentral authorities
Advising and mentoring the development of account structures in banks
Advising and implementing cash-pool solutions for international companies

High Value payments
Advising on and development of universal securities settlement systems
Advising on and implementation of high value payment system at a bank
Advisor research client needs high value payment system for a central bank